Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? The Utility of Sector Investing Successful sector investing is dependent upon an accurate analysis about when to rotate in and out. IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown.